People can invest in target-date funds in several ways. The most common is through a company 401(k) that offers target-date funds.FatCamera/Getty
A target-date fund is a type of mutual fund or ETF that is designed to help with retirement investments for anyone with a specific retirement date in mind.
Target-date funds are made up of various investments and will change over time to become more conservative as the "target date" approaches.
Target-date funds are structured in a way that's known as
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Target-date funds are assets that are designed to offer long-term growth by a set time
-
A judge just spared a Capitol rioter jail time by noting she 'showed up in a tutu, not — as many did — in military gear'
Rasha Abual-Ragheb was sentenced to two months of home detention for her participation in the January 6 attack on the Capitol.US attorney's office in Washington, DC
A federal judge noted Tuesday that a Capitol rioter "showed up in a tutu" on January 6.
The comment echoed a defense the Capitol rioter's lawyer made in asking for a non-prison sentence.
Judge Carl Nichols rejected prosecutors' request for prison time with a home detention sentence.
On January 6, Rasha Abual-Ragheb came to the Capito -
Psaki dismisses question about Biden apologizing to Kyle Rittenhouse, who accused the president of 'defaming' him
White House press secretary Jen Psaki speaks during a daily news briefing at the James S. Brady Press Briefing Room of the White House November 19, 2021.Alex Wong/Getty Images
Jen Psaki dismissed a question about President Biden apologizing to Kyle Rittenhouse over a campaign video last year he was briefly featured in.
"The president believes in condemning hatred, division and violence. That's exactly what was done in that video," Psaki told reporters.
The comments come after Rittenhouse accused -
How to painlessly switch iPhones and keep all of your data
Switching iPhones doesn't have to involve losing data.Hollis Johnson/Business Insider
To smoothly switch from one iPhone to another, you should sync everything to your iCloud account.
Once you log into iCloud on a new iPhone, your data will move over and redownload itself.
To carry your phone number over, you'll also have to switch out the iPhone's SIM card.
Visit Insider's Tech Reference library for more stories.
Apple releases new versions of the iPhone every year. And while buying a new phone -
8 ways to fix your PS4 if it won't turn on
If your PS4 won't turn on, you can try a few tactic to resolve the issue.Shutterstock
If your PS4 won't turn on, it might be having hardware, software, or power issues.
It's best to start by assuming it's a simple problem, then look into more extensive solutions if needed.
If your hard drive is the issue, you'll likely have to replace it to get your PS4 back up and running.
Visit Insider's Tech Reference library for more stories.
No one enjoys when technology isn't working like it's supposed to. -
Why right-wing media keeps coupling Kyle Rittenhouse and Nicholas Sandmann as symbolic victors over the mainstream media
Nicholas Sandmann (left) and Kyle Rittenhouse.Committee on Arrangements for the 2020 Republican National Committee, Mark Hertzberg/Getty Images
Kyle Rittenhouse and Nicholas Sandmann have become increasingly mentioned together in conservative media.
Though the reasons behind their fame diverge, "trial by media" has made both heroes on the right.
Grievances against mainstream media outlets have flattened the differences in their predicaments.
In their journeys from unknown young men to near-house -
The best early Black Friday 2021 deals include the Instant Pot Duo Plus, a Nintendo gift card, and a Roomba vacuum
Prices are accurate at the time of publication.When you buy through our links, Insider may earn an affiliate commission. Learn more.Alyssa Powell/InsiderBlack Friday is only days away, and many retailers are already offering excellent deals ahead of the big event. The early discounts we're seeing now mark the best prices we've seen all year on a ton of products across all categories, including tech, home, kitchen, and more.However, if you're holding out on shopping until November 26, it's import -
Target’s Black Friday sale started early with huge discounts on Samsung TVs, Apple AirPods Pro, and KitchenAid mixers
Prices are accurate at the time of publication.When you buy through our links, Insider may earn an affiliate commission. Learn more.Target; Rachel Mendelson/InsiderTarget's Black Friday sale is officially underway as the retailer has begun slashing the prices on everything from 4K TVs and headphones to video games and kitchen appliances. Though Black Friday is technically on November 26 this year, Target's sale is live now and runs through November 28, with a Cyber Monday sale expected for -
One chart shows how the pandemic made Americans reevaluate what's most meaningful to them. It's not romance.
People are finding more meaning in their family than they are in their romantic partners.KENA BETANCUR/Getty Images
The pandemic caused Americans to reevaluate the source of life's meaning, a new Pew survey finds.
Nearly half derive meaning from family and children; this dropped by 7 percentage points since 2017.
Only 9% derive meaning from romantic partners — way less than the 20% who felt the same four years ago.
When it comes to relationships, family and children are a lot more meaningf -
How to activate a new or used iPhone and get cell service
It should only take a few minutes to activate a new or used iPhone.Hollis Johnson
If you're setting up a new or used iPhone, you'll need to activate your iPhone with a cellular service provider.
Activating your iPhone will involve inserting a SIM card into it and connecting to your cellular service provider.
If you have activation problems, there are a number of steps you can take to troubleshoot, including resetting the SIM card and trying to activate via Wi-Fi.
Visit Insider's Tech Reference l -
Leesa's Black Friday sale includes $600 off mattresses and 2 free pillows — plus you can use our exclusive code for even more savings
Prices are accurate at the time of publication.When you buy through our links, Insider may earn an affiliate commission. Learn more.LeesaMattress deals abound on Black Friday. We love highlighting Leesa's in particular because we've tested most of its mattresses (and pillows and frames), and the online brand makes some of the best mattresses we've ever slept on. Luckily, you won't have to wait until Black Friday officially begins to take advantage of deals on Leesa mattresses. Now through N -
Vesting is a milestone that marks an employee's ownership of their retirement plan or stock options
Employees typically become fully vested in their 401(k) plan over a set period of time.Ezra Bailey/Getty
Vesting refers to an employee's ownership of their retirement plan or stock options.
Employers typically set vesting schedules that grant ownership incrementally over a fixed period of time.
For newer companies, venture capitalists often want longer stock-option vesting periods for founders.
Visit Insider's Investing Reference library for more stories.
Vesting in retirement and stock-incentiv -
GOP Rep. Adam Kinzinger on potential Illinois governor run: 'I'm the only candidate that can win'
Rep. Adam Kinzinger of Illinois.Chip Somodevilla/Pool via AP, File
Kinzinger said he's the only GOP candidate who could potentially win the Illinois governor's race next year.
"If I ran for governor, I think I'm the only candidate that could win, at least that's out there now," he told Crain.
Kinzinger is one of the few prominent Republicans in office willing to vocally criticize Trump.
Republican Rep. Adam Kinzinger of Illinois in a new interview portrayed himself as the only potential GOP cand -
Democrats are actually raising taxes on the ultrawealthy, even though they're keeping a Trump tax cut
Speaker of the House Nancy Pelosi (D-CA) takes questions from reporters at her weekly news conference on Capitol Hill on Thursday, Nov. 4, 2021.Kent Nishimura / Los Angeles Times via Getty Images
The Joint Committee on Taxation first estimated Democrats' economic plan will cut taxes for the rich.
But the committee issued a correction on Tuesday saying the bill will raise taxes for the rich, instead.
This comes even as Democrats' bill retains a Trump tax cut from 2017.
A nonpartisan congressional -
How to connect two pairs of AirPods to one phone and listen to music simultaneously with a friend
You may be able to connect two pairs of AirPods to your iPhone or iPad, depending on the kind of device you have.
Once connected, you can control your volume independently for each set of AirPods via the lock screen.
When you're ready to disconnect one pair of AirPods, you can do so from the Control Center.
Visit Insider's Tech Reference library for more stories.
Sharing things like music used to be as simple as sitting side by side and handing over an earpod. But with wireless head -
The 5 best over-ear headphones in 2021 for detailed, spacious sound
Prices are accurate at the time of publication.When you buy through our links, Insider may earn an affiliate commission. Learn more.Mark Knapp/Insider
The best over-ear headphones emphasize audio performance and match it with comfort.
A quality pair should be well built and provide a detailed listening experience.
The Monoprice Monolith M570 headphones do just that while delivering fantastic value for the money.
Earbuds are a good fit when you need compact headphones for listening on the go, but -
The 6 best BBQ smokers in 2021
Prices are accurate at the time of publication.Owen Burke/Insider
A smoker is a great way to preserve food and spend some quality time outdoors.
Traeger's Pro 575 Pellet Grill is best for thanks to its temperature retention and ease of use.
Read about how we test kitchen products at Insider Reviews.
Smoking food is a great way to impart flavor, but also preserve food for longer, extending the refrigerator life of smoked seafood and meat anywhere from a few days to a few weeks (and months in the -
A Capitol rioter who declared 'Civil War is coming' just avoided the prison sentence prosecutors wanted
Rasha Abual-Ragheb was sentenced to two months of home confinement after pleading guilty to joining the pro-Trump mob that overtook the Capitol.US attorney's office in Washington, DC
Rasha Abual-Ragheb received a sentence lighter than the prison sentence prosecutors recommended.
She encouraged people to bring firearms to Washington and posed for photographs inside the Capitol.
The judge saw the New Jersey woman as a low risk and ordered three years of probation.
A New Jersey woman who declared " -
The 3 best waffle makers we tested in 2021
Prices are accurate at the time of publication.
Waffles make breakfast feel special, whether they're thin, crispy American-style ones or fluffy Belgian ones.
We tested six waffle makers and made over 40 waffles to find the best waffle maker out there.
The best waffle maker is the Cuisinart Classic Round Waffle Maker for its even browning and intuitive controls.
As Daniel Shumski, the author of "Will it Waffle," said, "There is something inherently whimsical and fun about waffles." They're defini -
The 5 best stand mixers you can buy in 2021
Prices are accurate at the time of publication.
The best stand mixers make baking bread, cakes, cookies, pies, and more an enjoyable endeavor.
The best stand mixer is the KitchenAid Artisan Tilt-Head Stand Mixer with Pouring Shield.The iconic KitchenAid has a powerful motor and available attachments like a spiralizer and pasta press.
Homemade baked goods bring families together. The smell of bread, cake, or cookies baking often punctuates our fondest childhood memories. And, the companion of any -
The S&P 500 will cross 5,000 next year as companies make 'excess profits' and trillions of dollars in spending are unleashed, says Jefferies
EMMANUEL DUNAND/AFP via Getty Images
The S&P 500 will extend gains into 2022 and reach 5,000, says Jefferies in a stock market outlook note Tuesday.
Stocks will find support from further earnings growth and a massive amount of money to be spent by consumers, companies, and the US government.
The economy should expand by 5.1% in 2022 but it will be "tough" to beat 5.4% growth in 2021.
Numerous record highs have pushed the S&P 500 up by 25% during 2021, and the benchmark -
3 ways to turn off the voice narration on your Roku device
If your Roku streaming device is reading things aloud to you, you can turn off that feature.Hollis Johnson/Business Insider
You can turn off the voice on Roku by pressing the asterisk button on the remote control four times quickly.
Many streaming apps offer an accessibility feature called descriptive audio that describes the scene aloud, but it's turned off by default.
If you need to disable descriptive audio, it's controlled separately for each streaming app.
Visit Insider's Tech R -
How to set up your Apple Watch and pair it with your iPhone
It doesn't take long to set up a new Apple Watch.DenPhotos/Shutterstock
To set up an Apple Watch, you'll need to turn it on and pair it with a nearby iPhone.
The iPhone that you use to set up your Watch needs to be connected to the internet and have Bluetooth enabled.
If your Apple Watch has cellular capabilities, you can also set that up after pairing it.
Visit Insider's Tech Reference library for more stories.
Setting up a new Apple Watch is pretty straightforward, no matter what model yo -
Lawmakers subpoena right-wing extremist groups Proud Boys and Oath Keepers in Capitol riot probe
Police use tear gas around Capitol building where pro-Trump supporters riot and breached the Capitol. Rioters broke windows and breached the Capitol building in an attempt to overthrow the results of the 2020 election.Photo by Lev Radin/Pacific Press/LightRocket via Getty Images
The committee investigating the Capitol riot issued subpoenas to the Proud Boys and Oath Keepers.
Letters from the House select committee were addressed to the leaders of both groups.
At least 34 people affiliated with t -
US stocks closed mixed with tech stocks dragged by rising bond yields
Scott Heins/Getty Images
US stocks closed mixed as tech shares dragged the benchmark index lower amid rising Treasury yields.
Bond yields continued to rise with the key 10-year Treasury note yield edging up to 1.672%.
Oil prices surged following plans by the Biden administration to release oil from the emergency stockpile.
Sign up here for our daily newsletter, 10 Things Before the Opening Bell.
US stocks closed mixed on Tuesday as technology shares dragged lower amid rising Treasury -
Trump's team polls 5 key swing states as the former president maps out a possible 2024 campaign strategy
Former President Donald Trump.Sean Rayford/Getty Images
Former President Trump is targeting five critical swing states as he maps out a possible 2024 bid.
The states — Arizona, Georgia, Michigan, Pennsylvania, and Wisconsin — were won by Biden in 2020.
But GOP pollster Tony Fabrizio recently conducted a survey that showed Trump leads in each state.
As former President Donald Trump maps out a potential 2024 campaign strategy, his team is eyeing five hotly-contested swing states that P -
Kohl's early Black Friday deals are underway — you can save on Ninja Foodi air fryers, Google Nest Thermostat, and Keurig coffee makers, plus earn Kohl's Cash to spend later
Prices are accurate at the time of publication.When you buy through our links, Insider may earn an affiliate commission. Learn more.Rachel Mendelson/InsiderKohl's Black Friday 2021 deals are underway with big discounts and coupon codes for shopping home products, tech, clothing, and more. The main sale is running now through November 26, with the biggest deals dropping on November 25 and 26. If you frequently shop at Kohl's and are part of the rewards program, this store should be your first Bla -
The best home security systems of 2021
Prices are accurate at the time of publication.
Smart-home gadgets are affordable and easy to use, making DIY home security an option.
Simplisafe is the best home security system you can set up on your own.
You can also check out our guide to the best home security cameras.
Home security systems were once pricey, requiring professional installation and monitoring. In 2021, they are relatively accessible. You can install and monitor many of them yourself and boost their usefulness by incorporatin -
Spanish renters are declaring 'war' on the American investors that bought up all the apartments in their neighborhoods
Barcelona, Spain.Nicolas Le Maire Dit Bellegarde / EyeEm
US private equity firms that own property in Spain have been evicting residents during the pandemic, the NYT reports.
Tenants and housing activists have declared "war," protesting evictions by squatting in apartments.
They argue that the investment firms have been profiting off the economic strain caused by the pandemic.
Renters who can't afford to pay their landlords are being evicted, and they're furious about it. They're especially mad -
Biden's big plans to take on China are running into 'angst' at home and abroad
President Joe Biden and Chinese President Xi Jinping during a virtual meeting in November 2021.Jonathan Ernst/Reuters
The Biden administration has made clear it wants to focus US resources on competition with China.
But it's trying to shift that focus while juggling other commitments, including in the Middle East.
Comments by Biden officials show they're still figuring out how to balance their means and their goals.
The Biden administration has made clear that it wants to focus on competition wi
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