• When our neighbour’s leaking boiler damaged our flat, Halifax baled out

    When our neighbour’s leaking boiler damaged our flat, Halifax baled out
    We were left out of pocket although it appears someone else was negligentEarlier this year my husband inherited his parents’ ground floor flat in Edinburgh. We cleared it and cancelled the contents insurance, but retained the buildings insurance with the existing insurer Halifax.While the property was on the market, the boiler in the upstairs flat sprang a leak. Since that flat was also unoccupied the water flowed for several days before it was discovered. Halifax’s buildings insuran
  • Flooding: five things you need to know about insuring your property

    Flooding: five things you need to know about insuring your property
    The destruction in the north of England brings into stark focus the effects of storms on housing. We look at the wider situation1. Millions of households are at risk from floodingAround 5m, or a sixth of the properties in England, are deemed to have a higher than normal risk of flooding – but only around half are from rivers or the sea. The rest are at risk from rising groundwater, sewer problems and flash flooding. According to the Association of British Insurers, just 55% of those living

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