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Spending cuts are often false economies that end up costing society dearly | Torsten Bell
New research has found that every pound saved in closing police stations costs the rest of us £3Every government looks to save money. Sometimes, it’s a priority to reduce spending, as with post-2010 austerity. Even when overall spending is rising, politicians may reduce spending in one area to make progress on a priority elsewhere. Doing things more efficiently is always a good idea.But announcing a spending cut is not the same as reducing spending, let alone achieving value for taxp -
‘I was abused twice, first by my partner and then by my bank’
via theguardian.comCharities are calling for more help for women trapped with mortgages they cannot change because they are controlled by an abusive partnerA woman whose controlling partner’s abrupt departure left her with an unaffordable mortgage has accused Barclays of refusing to help her as she struggled with the fallout.Sally James*, a mother of two teenage daughters, says the bank refused to restructure her repayments when she could no longer afford them after being left as a single parent. And wh -
Council that hiked heating bills by 350% delays passing on £1m subsidy to tenants
via theguardian.comLambeth council, which raised bills for more than 3,000 tenants on communal heat networks, has delayed crediting them for over a yearA local authority that threatened tenants with eviction if they could not afford a 350% hike in energy bills has delayed crediting them with a £1m government subsidy for more than 12 months, it has emerged.Lambeth council is facing demands to pay compensation to residents who campaigners say have been forced into poverty by its conduct. Continue reading... -
Jet2 sold us a package holiday that didn’t exist - now it’s our problem to fix it
via theguardian.comIt changed the accommodation for our booked trip to Crete, tailor-made for our foster son, just six weeks before departureIn February, I booked a £1,868 package holiday in Crete for myself and my 16-year-old foster son through Jet2holidays. The confirmation said it was two bedrooms in a four-star beach hotel for a week in June. It was to be a validating vacation for him when he had finished his GCSEs. For any child, getting through exams is an achievement and foster children face a whole s -
In it to win it: how to maximise your chances in competitions
via theguardian.comEnter lots of contests, think of prizes as potential presents but beware of scammersWinning a competition can be a great feeling, but businesses don’t give away prizes out of generosity. Continue reading... -
UK house prices remain near record high with little sign of election impact
via theguardian.comRightmove says demand from buyers up 5% with caution detected only among would-be sellers at top of marketBusiness live – latest updatesThe average asking price for a UK home remained near its record high in June, with the housing market maintaining its “2024 momentum” across much of the country, according to the latest figures from the property website Rightmove.The UK’s biggest property listings website said the average price of homes coming to the market over the past -
UK driving tests delayed by up to five months at more than 100 centres
via theguardian.comData shows would-be drivers waiting an average of 17.8 weeks from booking, up from six weeks before CovidWould-be motorists keen to shake off their L-plates are having to wait more than five months to get a practical test at more than 100 examination centres around the UK, despite measures to clear a backlog built up during the pandemic. For potential drivers, booking a practical test has in recent years become a major obstacle to getting behind the wheel.A freedom of information request to the -
Bank increases interest rate on Cash ISA to 4.65% and earns 'excellent' rating
via express.co.ukThe new interest rate has boosted the Cash ISA to a more "competitive" position in its sector. -
Five money personality types and the ‘savings hacks’ you should try to boost your pot
via express.co.ukLearning how to invest properly has become "more critical than ever" as millions reportedly lack a savings pot. -
I hate cleaning my home. Can I do yours instead? | Nell Frizzell
via theguardian.comI’m furious that women still do more than their fair share of domestic chores. At least this might take my mind off itThe other night, I spent half an hour cleaning the mud kitchen of a city farm, surrounded by sand, goat hair and mulch. I have never cleaned the inside of my own oven. Yesterday, I lost a happy hour dusting all the shelves of my friend’s bookshop with a fluffy grey duster so extendable that at one point I started cleaning the rafters just because I could. I have never -
Body Shop creditors could recoup nearly £5million more back from beauty chain
via express.co.ukAn updated statement by administrator FRP reports unsecured creditors could get back 17p in the pound rather than 15p. -
Labour and Tories have pledged NOT to hike income tax - here’s what they're really doing
via express.co.ukThe Conservative Party and Labour Party have promised they won't increase income tax if they win the General Election. Don't believe them. -
Bank of England expected to rule out pre-election interest rate cut
via express.co.ukThe Bank of England is expected to say there is not enough evidence yet that inflation has been sufficiently tamed to justify an interest rate cut. -
Spirits group Hoxton targets £4million fundraising for international expansion
via express.co.ukThe new deal would value the company at £35.5million. -
Packaging giant DS Smith to say US sale is still on track
via express.co.ukBritish packaging giant DS Smith will try to reassure shareholders that its £5.8billion sale to International Paper is still on track on Thursday when it presents its annual results. -
Martin Lewis tip helps woman boost pension by 'thousands' from just £31 payment
via express.co.ukMoney Saving Expert Martin Lewis described the move as one of the "biggest, single, possible money gains" people can make. -
How to reverse austerity? Scrap some of the tax-relief schemes worth £204bn | Philip Inman
via theguardian.comEven the HMRC doesn’t know if any of the 341 tax breaks promote economic growth – many merely line the pockets of company owners and the super-rich• Caution, not grand plans, is needed if Labour is to build wealth in BritainWhen Keir Starmer and Rachel Reeves consider the funding gap between what they want a Labour government to achieve and the money available, there are billions of pounds in unjustified tax giveaways that could be cancelled to help reverse austerity.Successive -
How to receive Premium Bonds winnings 'faster and more securely' according to NS&I
via express.co.ukThis comes as millions of pounds worth of NS&I Premium Bond prizes are going unclaimed. -
Trading platform offering ‘market-leading’ ISA with 5.2% interest praised ‘great choice'
via express.co.ukThe Cash ISA pays "much more" than the average easy access interest rate. -
Energy bills alert as nine hacks issued to start saving money now
via express.co.ukHomeowners could save hundreds over the course of a year with life-changing habits. -
Meltdown as France crisis set to crash global stock markets, euro AND Starmer’s EU dream
via express.co.ukFrance is heading for a full-blown financial crisis whoever wins the country's election next month, and it could sink the European single currency, too. -
UK mums and dads issued new £15k warning over giving children too much money
via express.co.ukAdults who go to the Bank of Mum and Dad are 'more prone' to running up credit card debt and are less likely to have an emergency savings pot. -
Ethical banking in the UK: how to put your everyday account to good use
via theguardian.comWith spotlight on investments behind banks, we ask whether three top providers still offer a good dealProtests outside Barclays branches and the recent arguments over Baillie Gifford’s sponsorship of book festivals have put the spotlight on the investments behind big banking institutions. For most people, choosing an ethical home for their current account will be the easiest way to ensure their money is being used in an environmentally friendly or socially responsible way.The consumer grou -
Crucial checks you can carry out to assess 'financial health' and why it's vital now
via express.co.ukMoneyMagpie breaks down the was in which you can accurately assess your current situation. -
Pension planning warning as more people know offside rule than retirement age
via express.co.ukOnly two in five know that 66 is the age you can access the state pension, while 38 percent thought it was much earlier. -
‘The big problem is water’: UK ebike owners plagued by failing motors
via theguardian.comRepair business is booming as owners complain of their units needing to be replaced up to five timesIs it the UK’s seemingly incessant rain? A poor design? Or maybe the way they are being ridden or cleaned? Why are so many owners of electric bicycles complaining that their motors need to be replaced so often?Some mountain bike owners with fourth-generation Bosch electric motors describe how they had four or five – yes five – replacement motors fitted during the two-year warrant -
Millions of unpaid carers feel unsupported despite saving economy estimated £162billion
via express.co.ukUnpaid caring has had a "very" or "slightly" negative impact on 56 percent of people's finances and savings. -
I am in jail for breaking windows at JP Morgan, the biggest funder of fossil fuels. Here's why I did it
via theguardian.comI believe the civil disobedience of ordinary people can secure great change. I do what I can – and accept the consequences• Amy Pritchard is the first person to be jailed for a campaign that targeted banks across LondonEvery day I struggle to hold the insanity of our collective behaviour within me – in my psyche, my heart and my body. The harm we are causing to ourselves, to our fellow humans and all other beings, and our incredible, beautiful home, is horrific. Yet I know that -
WASPI compensation election update as one party says 'these women deserve £10k'
via express.co.ukEXCLUSIVE: A recent Ombudsman report recommended the women should get payouts of between £1,000 and £2,950. -
Australian banks to alert customers on interest rate moves under changes to get savers better deals
via theguardian.comMove comes after consumer watchdog found banks were using pricing strategies that were highly complex or took advantage of the tendency to set and forgetGet our morning and afternoon news emails, free app or daily news podcastPeople will be alerted each time their interest rate moves and when promotional offers expire under a suite of changes aimed at prodding bank customers to snag a better deal.The federal government plans to act on a number of recommendations from two Australian Competition a
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