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Hacked spaces, brainstorms, calligraphy: where do great ideas spring from?
Creative thinking can come from unusual places. Academics and entrepreneurs reveal the secrets behind an innovative company cultureBusinesses live or die by the strength of their ideas. In the modern age, products, services and brands need to be continually updated or reinvented. There are also times when businesses need to go back to the drawing board and start again. The key to generating good ideas is to get out of the meeting room and allow staff to work on different concepts, thinks Ed Moly -
Building society’s competitive 7.5% interest savings account – ‘best’ right now
via express.co.ukA building society is offering a savings account with an impressive 7.5% interest rate, meaning big earnings for savers who can lock away money for six months. -
Brits told to 'claim early payout' on insurance with 12-month rule
via express.co.ukThe hidden benefit could help millions of families during difficult times. -
I'm a TSB expert - how to avoid 95-day spell costing Brits £7,500 each
via express.co.ukThe warning is more urgent than ever, with 35% more Brits affected in the first half of last year alone, says Stephanie Harrison, fraud expert at TSB. -
Premium Bonds update as NS&I confirms major changes
via express.co.ukYou can win big prizes up to £1million in the Premium Bonds draw -
Tell us: are you expecting to give or receive an inheritance?
via theguardian.comWe want to hear from people about how inheritance plays a role in their lives, whether they are giving, receiving or expecting nothing at allLast November, ahead of G20 meetings in Johannesburg, South Africa, economists warned in a report that more than $70tn (£53tn) of inherited wealth will pass down the generations across the world over the next decade, significantly widening inequality.Meanwhile, changes to UK inheritance tax rules, including reforms to business and agricultural tax bre -
Nationwide slashes mortgage rates to 3.54% in 'great news' for market
via express.co.ukThe wider industry has reacted to the news, with brokers suggesting the cuts could prompt other lenders to follow. -
Mapped: More than 125 bank branches to close this week - is yours on the list?
via express.co.ukA number of branches are due to close their doors for good in high streets across the UK. -
‘The most expensive mistake I see’: how to make your vacuum cleaner last longer, according to experts
via theguardian.comCordless or corded, bagged or bagless – whatever vacuum you use, help is at hand to tackle blockages, trapped hair and loss of suction• The best cordless vacuum cleaners, testedNo household gadget works harder to keep our homes spick and span than the vacuum cleaner. Most models can deal with all manner of everyday household dirt, but as with any tool or appliance, you can give yours a longer and more fruitful life by performing a few regular maintenance jobs.Iwan Carrington, author o -
Nationwide has good news for new and existing customers from today
via express.co.ukMany people will be better off -
Ed Miliband's incompetence has just been exposed - and by someone who REALLY knows him
via express.co.ukWhen critics condemn Ed Miliband's madcap net zero charge, he has a stock response. To claim he's being smeared. -
Anyone with £10,000 savings given Natwest, Barclays, Nationwide, Santander warning
via express.co.ukSavers are missing out on hundreds by making the wrong account decision, experts said -
Homes for sale in England for £300,000 or less – in pictures
via theguardian.comFrom a picturesque cottage in a country village to a listed building in the heart of bustling Manchester Continue reading... -
First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008
via theguardian.comMore than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the property ladder.In recent months many banks and building societies have been loosening their affordability rules or launching deals that let people borrow 95% of the property’s value, and in some case -
Lloyds, NatWest and Halifax set to close more branches in 2026 — full list of locations
via express.co.ukUK banks are closing more locations for good as customers move to digital banking. -
Attempt to modernise NS&I has been a ‘full-spectrum disaster’, MPs find
via theguardian.comSpending watchdog says state-owned bank exposed taxpayers to ‘unacceptable risk’ as cost spiral to £3bnAn attempt to modernise the state-owned savings bank NS&I has been a “full-spectrum disaster”, parliament’s spending watchdog has concluded in a damning report.NS&I (National Savings & Investments), which runs a popular monthly cash-prize draw for premium bond holders, has been criticised by a committee of MPs for exposing the taxpayer to “u -
Families falling apart because of UK’s ‘broken’ paternity leave, study suggests
via theguardian.comAbout 39% of separated parents say not sharing caring responsibilities contributed to breakdown of relationshipUK politics live – latest updatesMore than one in three separated parents believe the UK’s “pitiful” paternity leave played a part in their breakup, research has suggested.The campaign groups, The Dad Shift and Movember, said hundreds of thousands of families were falling apart as a result of a parental leave system described by MPs as “one of the worst in -
Housing market in England and Wales ‘showing tentative signs of recovery’
via theguardian.comRics surveyors report inquiries from new buyers, agreed sales and house prices were less negative in JanuaryThere are “tentative signs” that the housing market in England and Wales is recovering from a months-long slowdown after uncertainty around the autumn budget and economic pressures, estate agents and surveyors have reported.The Royal Institution of Chartered Surveyors (Rics) said its members were feeling more optimistic about the year ahead than at any time since December 2024, -
NUS urges ‘loan shark’ Reeves to reverse changes to student debt repayment
via theguardian.comPolicy announced in autumn budget freezes threshold at which students start repaying university loansProtesters dressed as sharks and in Rachel Reeves face masks gathered outside the Houses of Parliament on Wednesday to express their anger over changes to their student loans and their ballooning debt.The demonstration by members of the National Union of Students (NUS) characterised the chancellor as a loan shark after changes to university loan repayments. Continue reading... -
‘I am never off the clock’: inside the booming world of gen Z side hustles
via theguardian.comMore young Americans are taking on side gigs to explore their passions and make extra cash while navigating an unstable job marketAashna Doshi, a software engineer at Google, is constantly monitoring her headspace. “This way I don’t burn myself out,” she said. “And I stay a lot more consistent with my podcast and content creation work.”On top of her day job in the tech giant’s security and artificial intelligence department, Doshi also publishes social media c -
UK car breakdown cover: seven top tips to drive the best deal
via theguardian.comWhether you want the basic safety net or complete rescue package, the bill depends as much on what’s needed as what is includedIt is not a legal requirement to have breakdown cover – it is a safety net to ensure you are not left on the roadside if something happens to your vehicle. But you should be aware of all of the policy’s limitations when you buy one. Continue reading... -
The big AI job swap: why white-collar workers are ditching their careers
via theguardian.comAs AI job losses rise in the professional sector, many are switching to more traditional trades. But how do they feel about accepting lower pay – and, in some cases, giving up their vocation?
California-based Jacqueline Bowman had been dead set on becoming a writer since she was a child. At 14 she got her first internship at her local newspaper, and later she studied journalism at university. Though she hadn’t been able to make a full-time living from her favourite pastime – fi -
State pension triple lock increase confirmed today with up to £575 boost
via express.co.ukThe state pension triple lock will see pensioners handed up to £575 this April. -
Thousands of Brits missing out on an average £2,242 in cash - 'it's easy to claim'
via express.co.ukMore than 700,000 Brits have not claimed their cash. -
DWP confirms New and Basic State Pension weekly rates in April 2026
via express.co.ukThe pensions will rise in line with the triple lock guarantee. -
DWP confirms new cash cost of living payments for households from April
via express.co.ukThe government has announced support for low-income households from April. -
Households £87 better off with one boiler change this winter
via express.co.ukA simple change can give households big savings this winter. -
Pensioners could increase DWP payments by £146 a month - what you need to know
via express.co.ukThe money could make a big difference to many people who struggle with some health issues -
HSBC issues two-week warning over £750 cashback as deadline is set
via express.co.ukEligible customers have two weeks left to take advantage -
Tesco set to change 'unfair' Clubcard rule to save customers cash
via express.co.ukConsumer organisation Which? has been pushing for a change to Tesco's "unfair" policy for years.
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