• Investors’ demand for dividends will push us to disaster

    Corporate borrowing has been rising fast – and while business investment remains low, payouts to shareholders have soaredWhen companies are borrowing like never before and yet investment is low, it is reasonable to ask what they are doing with the money.They could be stockpiling huge sums to guard against a no-deal Brexit. They could be cutting prices to win market share and emerge from the current downturn with a larger customer base. Or they could be paying their workers an inflation-bus
  • How a £1 bikini revealed the changing shape of fast fashion

    Missguided’s bargain swimwear made headlines last week, but the episode showed how high-street names have been left behind by nimble online firmsIt was billed as the bikini that “won’t break your bank balance but might break the internet” because of the predicted stampede of shoppers to get their hands on a skimpy black polyester two-piece.The £1 costume from Manchester-based online retailer Missguided went on sale nearly a fortnight ago, but hit the headlines last
  • The best debit and credit cards to use for your summer holidays

    Save the ripoff of poor exchange rates and high fees with cards that will avoid them altogetherWhen you’re packing for your summer holiday this year, don’t forget to pay attention to your plastic. Pick the wrong card to use abroad and you will probably end up spending more money than you need to.New research published this week by the website TotallyMoney claimed that poor exchange rates and high fees cost Britons holidaying in Europe £640m last year, including £95m lost
  • Summer holiday car hire – don't get taken for a ride

    It’s not just about getting the best price, you also need to avoid ruses used to rip off the unwaryCar hire firms are one of Guardian Money’s most complained-about sectors. Dodgy operators praying on unsuspecting holidaymakers by making them take out their extra “must-have” insurance or hitting them with fake damage bills at the end of the rental are all too commonplace. So what do consumers need to look out for this summer to ensure they don’t get ripped off on the
  • Advertisement

  • Should we buy a car when my child's learning to drive?

    We’re wondering if it’s better to get a cheap vehicle or pay for lessons with an instructorEvery week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.Our daughter, 17, wants to learn to drive. Do we buy a cheap car (that will cost loads to insure) that she can use to learn and practice? Or is cheaper to hand her over to a local instructor and pay for more les
  • Interrailing: a guide to prices, passes and planning

    While spontaneity and adventure underpin the appeal of the Interrail pass, planning is also essential. We break down the many optionsThe Interrail pass was introduced in 1972 to provide an opportunity for passengers up to 21 years of age to discover more of Europe; it covered 21 countries, including now long-gone Yugoslavia and East and West Germany. In the 47 years since it has become a traveller’s “rite of passage”, particularly among students. The element of spontaneity and
  • ‘I quit my teaching career to become an artist’

    Safiyyah Choycha, 31, on how her spending has changed since she set up her own businessA few years ago I quit my teaching career to become an artist. I felt under a lot of pressure as a teacher. I joined the profession after my degree in textile design, partly because my dad was a teacher and I felt it was the most obvious career for me, but I also felt it would give me security. At the beginning I loved being a teacher: there was an element of creativity and flexibility to do what you wanted in
  • BT Sport customers face up to £48 a year price rise

    Telecoms giant has emailed customers with details of how their packages will be hitThousands of BT customers who watch its sports channels will be hit with price rises of up to £48 a year, starting at the end of next month. The telecoms giant has confirmed that customers with the Classic, Essential, Entertainment, Entertainment Plus and Sport Starter deals will pay an extra £1 a month, while there is an increase of £24 a year for those with the Entertainment Starter deal. Those
  • Advertisement

Follow @financialnwsUK on Twitter!