• Barred from flying from a British airport – over a visa he didn’t need

    Airlines who fear being hit by Home Office fines are stopping people with valid documentsVarun Warrier spent months planning a hiking holiday in the former Soviet republic of Georgia to celebrate a friend’s birthday. The Indian academic, who holds a British residence permit, never got further than the Wizz Air check-in desk at Luton airport. Staff told him he could not travel without a visa and refused to check him in even when he produced an email from the Georgian embassy confirming that
  • I have £25,000 in credit card debt – can I get a mortgage?

    I have not missed any payments, but fear I will be rejected due to my maxed-out cards
    Q I am 47 and on a good annual income of £45,000, but owe £25,000 in credit card debt, which is nearly 90% of my available credit. My wife is 37 and has a lower income of £22,000, but no debt and an excellent credit score. We are desperate to buy our first home and have saved around £16,000 to put towards the deposit.With my high level of credit card debt – but no missed payments &
  • A £3,000 disaster when holiday home failed to be wheelchair accessible

    HomeAway advertised it as suitable for a disabled visitor – it wasn’tWe had a terrible experience this summer after booking a holiday home in the Dordogne through the HomeAway website. As my wife is a wheelchair user we chose a house clearly advertised as wheelchair accessible and suitable for a disabled visitor. To be certain, we emailed the owner and, after receiving a reassuring reply, booked it, paying more than £3,000.It turned out that the property had been seriously misr
  • Philip Hammond urged to make moves to end austerity

    Thinktank promotes measures to help chancellor increase NHS spending and reverse planned cuts to servicesPhilip Hammond could make progress towards ending austerity in his budget on 29 October despite opposition from backbench Tory MPs to tax rises and extra borrowing, according to a leading tax and benefits thinktank.The Resolution Foundation said a freeze on income tax and inheritance tax thresholds before the end of the parliament would raise billions of pounds for public services. Cutting a
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  • A third of dual fuel tariffs will exceed government price cap

    Analysis confirms that some fixed tariffs, which escape the cap, are not very competitiveAround a third of dual fuel energy tariffs will leave customers paying more than the government’s price cap when it takes effect at the end of the year.While ministers have promised that the cap will protect 11m households on poor-value default tariffs, the measure does not apply to fixed tariffs which are usually thought to be more competitive. Continue reading...

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