Financial news

• UK ban on nuisance calls from claims companies comes into force

  08-09-2018 11:15 via theguardian.com
  Calls about personal injury or PPI banned unless people opt to receive them
  New measures to end nuisance calls from personal claims companies in the UK have come into force.People will now be given the choice to opt in to receiving calls offering to settle personal injury claims or to reclaim compensation for mis-sold payment protection insurance (PPI). Continue reading...
  
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• Where to move for… LGBTQI communities

  08-09-2018 09:00 via theguardian.com
  The most progressive places if you’re lesbian, gay, bisexual – with some surprising resultsLambeth, south London – as close as possible to the magnificent Royal Vauxhall Tavern (though with all those skyscrapers going up next door, for how long)? Last year, the Office for National Statistics “experimentally” mapped the UK’s population identifying as lesbian, gay or bisexual (though not trans or non-binary) down to local authority level for the first time, and
  
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• ‘Working hard now and relaxing hard later sounds good to me’

  08-09-2018 08:00 via theguardian.com
  Amy Gardner, 29, on how she has built up a holiday-let portfolio alongside an interior design firmI’ve always been a pretty good saver. I started selling things while I was at a state boarding school in Kent. My parents would load me with food at the start of term because school meals were so bad and I’d hoard it until everyone else ran out, then I’d sell them mine.I even started selling hot food. I would microwave jarred frankfurters and stick them in a roll with ketchup and d
  
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• Joseph Stiglitz on artificial intelligence: 'We’re going towards a more divided society'

  08-09-2018 08:00 via theguardian.com
  The technology could vastly improve lives, the economist says – but only if the tech titans that control it are properly regulated. ‘What we have now is totally inadequate’It must be hard for Joseph Stiglitz to remain an optimist in the face of the grim future he fears may be coming. The Nobel laureate and former chief economist at the World Bank has thought carefully about how artificial intelligence will affect our lives. On the back of the technology, we could build ourselve
  
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• Is Terry Smith the best money manager Britain has ever had? | Patrick Collinson

  08-09-2018 08:00 via theguardian.com
  His straightforward strategy has made him the most successful fund manager of his generationPrepare yourself for an unusually gushing assessment (for the Guardian) of a super-rich, money manager currently ensconced in a luxury home in an Indian Ocean island paradise. Terry Smith has become the most successful fund manager of his generation, amassing £17bn in his Fundsmith fund, much of it on behalf of small investors. He has repaid their trust by giving them quite extraordinary returns. So
  
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• Energy bills: keep up the heat even though there’s now a cap

  08-09-2018 08:00 via theguardian.com
  Gas and electricity bills will be cut by £75 for 11m households – but you can save even moreThe energy bills of more than 11m households will be cut by around £75 a year on average under a price cap promised by Theresa May in the 2017 election, amid concerns that loyal customers are being ripped off. From the end of the year, customers who are on their supplier’s standard variable tariff will see their prices capped at £1,136 on average. It mostly affects those have
  
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• Am I right to object to smart energy meters?

  08-09-2018 08:00 via theguardian.com
  I find them intrusive, and worry about what companies might do with the dataEvery week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.Our energy company wants to install a smart meter in our home. My partner is happy with it but I find it intrusive, and am concerned about how they are going to use the data (it is managed by a unit of Capita). Am I being a bit of a luddi
  
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• UK landlords jump on WeWork flexible office bandwagon - Financial Times

  08-09-2018 05:01
  Financial Times
  UK landlords jump on WeWork flexible office bandwagon
  Financial Times
  When UK property company British Land created a flexible office brand last year, it opted not to include the perks offered by fast-growing rivals such as WeWork. “We are aiming at a more grown-up business [as a typical tenant] . . . that wants a more ...
  
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• UK facing 'crisis of capitalism', says Archbishop of Canterbury - Financial Times

  08-09-2018 05:01
  Financial Times
  UK facing 'crisis of capitalism', says Archbishop of Canterbury
  Financial Times
  Justin Welby, the Archbishop of Canterbury, has warned that Britain is facing a “crisis of capitalism”, citing excessive executive pay and unrepentant bankers as symptoms of a system that was teetering on a precipice. Mr Welby claimed that many in ...
  
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• Free childcare funding sufficient despite closures, says Damian Hinds

  08-09-2018 01:01 via theguardian.com
  Education secretary says policy boosts social mobility and that nursery costs are kept under reviewThe education secretary, Damian Hinds, has insisted nursery schools have enough funds to deliver 30 hours of free childcare even though many are struggling – and some have been forced to close – as a result of the flagship policy.The minister said his officials would keep the costs that nurseries faced under review but that for now the funding levels were fixed. Continue reading...
  
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• Weddings abroad: how high costs can give guests the jitters

  08-09-2018 01:00 via theguardian.com
  Making it to the big day can mean huge credit card bills – is it ever OK to just make your excuses?Getting hitched is an expensive affair, but spare a thought for the guests. Stag dos and hen parties in Las Vegas or Ibiza or Amsterdam, glitzy foreign and “multi-day” weddings, multiple outfits to avoid being photographed in the same dress or suit ... some twenty- and thirtysomethings say they are wiping out their savings and building up debts as a result of attending costly even
  
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• Ashes to ashes: Britons follow David Bowie in choosing direct cremations

  08-09-2018 01:00 via theguardian.com
  Demand for simpler services grows as tastes change and cost of lavish funerals increasesThe “cost of dying” is continuing to rise, figures out next week are expected to show. But the good news for those on a tight budget, or who simply don’t want a big fuss made, is that the cost of the very cheapest type of funeral is falling.“Direct cremation” is a low-cost, no-frills option where there is no funeral service and mourners aren’t present. In its most basic for
  
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