• Everyone Wins

    In the following interview, Tom Gale, GRI, CRS, leader of Team Gale with Coldwell Banker Sea Coast Advantage in North Carolina, discusses adapting his model, operations, and more.
    Years in Real Estate: 12Region Served: Wilmington, Hampstead, Leland, Wrightsville, Kure, Topsail Beaches and Surf City, N.C.Team Members: 11 agents and 2 staffHonors: 2017 Salesperson of the Year by Cape Fear REALTORS®Secret Weapon: Behind every great agent is a great office staff. They keep me and the rest of the
  • Why consumer protection regulation is necessary — but often useless

    Why consumer protection regulation is necessary — but often useless
    The TILA-RESPA Integrated Disclosure rule was conceived as part of the CFPB’s noble goal of giving consumers information about their total loan costs before they signed documents that bound them in a 30-year contract. But for all the good intentions behind this rule, it’s just not practical. Like me, most homeowners are shopping lenders before they even know their property address, so what they are comparing are pre-qualifications or pre-approvals, not loan estimates.

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