• What is convenience costing you?

    What is convenience costing you?
    The cost of convenience has Canadians in a chokehold. Despite affordability taking a nose dive in the country, many still prefer to save the time and hassle that goes into doing certain tasks if and when a more convenient option is available.
    If you’ve ordered prepared food because you didn’t have any in the fridge (or ordered ingredients because doing a grocery run felt more stressful), you are hardly alone. Most Canadians find it worthwhile, even with extra cost of service fees, delivery f
  • Patience, consistency are key for young Canadians building their credit score

    Patience, consistency are key for young Canadians building their credit score
    Getting a credit card may rank high on the list for young adults seeking financial autonomy. But having a credit account doesn’t always translate into a decent credit score — a financial report card on how likely you are to pay your bills on time.While some might avoid a credit card to not get into debt, that could also mean not having financial history to show when applying for loans or even a rental apartment. An absent or irregular credit history could also imply to lenders that you may
  • Budget offers little new relief for middle-income Canadians struggling with costs

    Budget offers little new relief for middle-income Canadians struggling with costs
    The latest federal budget promises billions of dollars in affordability relief, but middle-income Canadians struggling with the cost of living may find little new immediate help in the spending plan.While Ottawa earmarked fresh assistance for lower-income households in Budget 2026, families with earnings above income-tested thresholds may be iced out.For example, the budget offers a one-time grocery benefit top-up of up to $339 for singles and $679 for a couple with two children, but the payment
  • It’s Financial Literacy Month, and I’m not sure what money is anymore

    It’s Financial Literacy Month, and I’m not sure what money is anymore
    Earlier this year, I wrote an article asking the question: what money is actually for? My argument was that it isn’t simply for maximizing net worth, but for building a life, and not every meaningful purchase needs to earn its keep.I still believe that. But since then, the world has changed, and so much has gotten more expensive that a lot of Canadians are struggling to keep up with the cost of everyday life.I woke up this morning and, as I usually do, started catching up on the news. The US m
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  • How a VPN protects you when you’re away from home

    How a VPN protects you when you’re away from home
    Octavia Howell has attended enough cybersecurity conferences to know that participants should never log into the event’s or the venue’s public Wi-Fi network—at least not without a VPN.“Never connect to public Wi-Fi anywhere because there may be someone who’s able to connect to your device using that same public wifi connection. If you are caught at a cybersecurity conference, for instance, they may put you up on a ‘wall of shame’,” says Howell, vice-president, chief information s