• New report on side hustles shows nearly half of Canada wants in

    New report on side hustles shows nearly half of Canada wants in
    Side hustles are a huge part of how people in Canada make ends meet, especially given the state of affordability.A new report suggests nearly one in four Canadians now earn money this way. Many still aren’t sure when their extra income becomes a business with registration and tax obligations. The findings come from Ownr’s 2026 Canadian Side Hustle Report, released October 8. Ownr is an online registration and incorporation platform owned by RBCx, a division of the Royal Bank of Canad
  • The calming genius of passive investing 

    The calming genius of passive investing 
    It’s become an internet meme that “never in the history of calming down has anyone ever calmed down by being told to calm down.” (There are various versions.) I nonetheless urge investors, especially those in the retirement risk zone, to give Stay Calm a read. This new book is written by one of the pioneers of the passive investment management (a.k.a. indexing) industry: David Booth, founder of Dimensional Fund Advisors. Whatever the online pundits say, it is tru
  • Check your account for the final ACWB payment of 2026

    Check your account for the final ACWB payment of 2026
    Advance Canada Workers Benefit (ACWB) payments are going out on Friday, October 9, and eligible Canadians should keep an eye out for a direct deposit.This will mark the third and final ACWB payment of 2026. The last one dropped in July.What is the ACWB payment?The Canada Workers Benefit (CWB) is a refundable tax credit for people who work and don’t earn much. The ACWB is a part of this benefit that the CRA pays you early.The CWB amount depends on a calculation based on the following factor