• Best online brokers in Canada for 2026

    Best online brokers in Canada for 2026
    Not sure if you’re with the right online broker? Or perhaps you’re taking your first steps into self-directed investing and trying to make sense of an increasingly crowded marketplace? With more firms competing for your attention, more commission-free trading options and more marketing promises than ever before, finding the right brokerage can be challenging. That’s why we’re back in 2026—to help you cut through the noise and identify the platform best suited to you
  • Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026

    Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026
    When choosing a credit card, the annual fee is one of the biggest considerations. In Canada, fees vary widely, from $0 to nearly $800 a year—and it’s easy to assume that paying more automatically means getting more value. But that isn’t always true.A high-fee card can deliver strong rewards and perks that are valuable if you actually use them. On the flip side, a no-fee card can feel “safe” but may leave rewards on the table if your spending habits qualify you for b
  • Is AI the ultimate retirement hack?

    Is AI the ultimate retirement hack?
    There’s an interesting new book just published called I Am Not a Robot: My Year Using AI to Do (Almost) Everything. The author is Joanna Stern, who was a personal technology columnist for the Wall Street Journal for 12 years. As the subtitle of her book reveals, she spent a year using artificial intelligence (AI) for almost every conceivable task in her daily life, which included a job, raising a family, and writing the book.The book—described in Stern’s site as an &l
  • How do you take RDSP withdrawals?

    How do you take RDSP withdrawals?
    Registered disability savings plans (RDSPs) were created in the 2007 federal budget, and the first accounts were opened in December 2008. It took a while for financial institutions to offer them and, even now, you cannot open RDSPs everywhere. Most Canadians with RDSPs have only ever deposited money. This is a primer on withdrawing from these specialized accounts.Opening an RDSPIf you qualify for the disability tax credit (DTC), you can open an RDSP. The disability tax credit is a non-refun
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  • Trust, money, and AI: What Canadians are really wrestling with

    Trust, money, and AI: What Canadians are really wrestling with
    Recently, OpenAI announced new banking integrations that would let ChatGPT connect directly to users’ financial accounts, giving it the ability to provide personalized insights based on spending habits, account balances, and financial activity. The company says hundreds of millions of people already use ChatGPT for financial questions every month.For years, AI was mostly a place to ask general questions about budgeting, investing, or debt. Now it’s moving closer to becoming an active